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Ref Finance

Ref Finance

The leading multi-purpose DEX on NEAR Protocol — swaps, liquidity pools, and yield farming.

Launch Year
2021
Consensus
Nightshade (Proof of Stake via NEAR)
Max Supply
100,000,000 REF
Block Time
~1 second
REF
REF
Ref Finance
Price
24h Change
Market Cap
Volume (24h)
Circulating Supply
Swap REF Now
  • No KYC or registration
  • Non-custodial — your keys, your crypto
  • 1000+ supported exchange pairs
  • Best available exchange rate

Ref Finance Price Chart

REF / USD
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About Ref Finance

Ref Finance is the leading multi-purpose decentralized exchange on the NEAR Protocol blockchain. It provides token swapping, liquidity provision, and yield farming for NEAR-native tokens and Rainbow Bridge-imported assets from Ethereum. Ref Finance supports multiple pool types including standard AMM, stable pools for low-slippage stablecoin swaps, and concentrated liquidity (DCL pools). REF is the governance token enabling holders to vote on protocol parameters, fee allocation, and new feature development. As the primary DEX on NEAR, Ref Finance serves as foundational DeFi infrastructure for the entire NEAR ecosystem.

History

2021
Ref Finance launches on NEAR mainnet as the first major DEX in the NEAR ecosystem.
2021
REF token distributes to community; yield farming programs launch.
2022
Ref Finance introduces stable pools and expands token support.
2023
Ref Finance adds DCL (Discrete Concentrated Liquidity) pools for capital efficiency.
2024
Ref Finance remains NEAR's primary DEX as the NEAR ecosystem continues to expand.

How to Swap REF

Swapping Ref Finance (REF) on SyntheticSwap requires no account or KYC. REF is a NEAR Protocol token, supported by NEAR Wallet, MyNearWallet, Sender, and Ledger. Open SyntheticSwap, select REF as source or destination, enter your receiving wallet address, and confirm the live exchange rate. NEAR's fast confirmation times ensure your swap settles quickly and the destination asset is delivered directly to your specified wallet.

How to Store REF

Store REF in NEAR Wallet, MyNEARWallet, or Sender Wallet. Connect to Ref Finance at app.ref.finance to manage liquidity positions.

Frequently Asked Questions