XRP

XRP

The Digital Asset for Payments

Launch Year
2012
Consensus
Federated Consensus
Max Supply
100 billion XRP
Block Time
~3-5 seconds
XRP
XRP
XRP
Price
24h Change
Market Cap
Volume (24h)
Circulating Supply
Swap XRP Now
  • No KYC or registration
  • Non-custodial — your keys, your crypto
  • 1000+ supported exchange pairs
  • Best available exchange rate

XRP Price Chart

XRP / USD
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Data by CryptoCompare

About XRP

XRP is the native digital asset of the XRP Ledger, designed from inception to enable fast and efficient cross-border payments and institutional settlement. Created by Ripple Labs in 2012, XRP has been adopted by financial institutions, payment providers, and remittance networks worldwide for its speed (3-5 second settlement), low transaction costs, and reliability. Unlike most cryptocurrencies built for speculation, XRP was purpose-built to serve as a bridge asset in international transactions, enabling faster and cheaper remittances than traditional banking systems. The XRP Ledger continues to evolve with features like the EVM-compatible sidechain, expanding XRP's utility beyond payments into DeFi.

History

2012
Ripple Labs launches the XRP Ledger and issues 100 billion XRP
2013
Ripple begins partnerships with banks and financial institutions
2017
XRP enters top 3 cryptocurrencies by market cap amid banking partnerships hype
2020
SEC files lawsuit against Ripple alleging XRP is an unregistered security
2023
U.S. Federal judge rules XRP is not a security in Ripple's major lawsuit victory
2024
XRP ecosystem expands with EVM sidechain and renewed institutional interest

How to Swap XRP

Swapping XRP on SyntheticSwap leverages the XRP Ledger's ultra-fast settlement for quick exchanges. Simply connect a compatible wallet (Ledger, Gem Wallet, or any XRP-supported wallet), select XRP as your source, choose your destination asset, and confirm the floating market rate. Your XRP will settle within seconds, and your destination currency will be sent directly to your wallet. No registration or KYC required — the entire process is non-custodial and private.

How to Store XRP

XRP is stored in wallets compatible with the XRP Ledger. Ledger hardware wallets offer the highest security for large XRP holdings, while Gem Wallet, XUMM (formerly Xumm), and Toast Wallet provide user-friendly options. Unlike Bitcoin or Ethereum wallets, XRP wallets require a minimum reserve balance of about 20 XRP to be activated. Always backup your seed phrase in a secure location and never share private keys. For institutional-grade security, consider using a hardware wallet or Ripple's official custody solutions.

Frequently Asked Questions